Bajaj Allianz General Insurance has unveiled ‘Opuni Karoni’, a state-specific health insurance product designed to meet the healthcare needs of Nagaland’s population. With sum insured options ranging from ₹5 lakh to ₹20 lakh, the policy offers flexible coverage through individual and floater plans, including benefits like inpatient and day care procedures, organ donor expenses, and advanced treatments such as robotic surgeries and stem cell therapy.
The plan also includes attractive add-ons like Unlimited Sum Insured Reinstatement, Super Cumulative Bonus of up to 200% for claim-free years, and a Festive Bonus offering ₹1,000 per day for emergency hospitalisations during festivals. Customers can enjoy discounts for wellness activity tracking, family plans, and online purchases. The policy also comes with lifetime renewability and optional accidental death cover, offering long-term security and financial protection.
In Kohima, local agents and digital insurance platforms are witnessing growing interest from young professionals and families seeking reliable, affordable health solutions tailored to regional infrastructure. The product’s state-specific pricing and comprehensive features are expected to drive uptake, particularly in urban clusters where awareness of healthcare needs is rising. Opuni Karoni is now available through Bajaj Allianz’s digital platforms and physical distribution network. https://www.bajajallianz.com/health-insurance-plans/aapke-liye.html
